I was reminded that any newbies may not know much about me. Here's the nutshell version. I am a single mom, with a single income. I have 20+ years in accounting and finance. I set up and tweaked what became "Balancing Our Blessings" over many years. It has served me well through many ups and downs, as well as many others. I have a grown daughter who has worked the steps and am teaching it to my teen son as well. Don't take my word for it, try it (and tweak it) yourself!
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